Refinance student loan consolidating student loan
Our company may receive compensation from partners seen on our website. Deciding where to refinance your student loans can be difficult.We help borrowers compare the best refinance and consolidation companies in one place.Fixed interest rates range from 3.89%-9.99% (3.89%-9.99% APR) based on applicable terms, level of degree earned and presence of a co-signer.Lowest rates shown are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.If you have a cosigner on a private student loan, you can refinance it without keeping them on the loan if you are eligible.Here are Lend EDU’s picks for the 8 best student loan refinancing and consolidation companies: Offered terms are subject to change.Our detailed reviews of the best student loan refinance companies can help you better compare your options to ensure you find the lowest rate, friendly repayment terms, and more.The best lenders listed below are determined by our Editorial Ratings which analyze over 20 data points from 18 refinancing companies.
*To check the rates and terms you qualify for, So Fi conducts a soft credit inquiry.If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.Fixed rates from 3.899% APR to 8.179% APR (with Auto Pay).The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan.
All of the banks and lenders below allow borrowers to refinance student loans, as well as consolidate them during the process.